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UCB is a 2018 institute founded by experts in insurance and statistics. It has various branches across Rwanda, and has agreements with other insurance companies around the world, as well as health care.

Why to choose UCB


Reliable partner

UCB products are designed to give you unique benefits and extensive global coverage. Most importantly, UCB gives you peace of mind – you’ll be covered at all times – anywhere in the world.


Happy Customers

UCB has about 4570 customers in different countries.



UCB has more than 430 employees in different locations(countries).

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Rwanda healthcare system: With 92 % of Rwanda citizens covered by the nation’s health insurance scheme, its insurance system is celebrated as one of the most successful in the world. At a premium of USD $8 a year, the Rwandan health insurance scheme provides basic health services such as maternity care, and treatment for the most common causes of death, such as diarrhea, malnutrition, malaria, infections, and pneumonia. In addition, most health centers have medicines that are on the World Health Organization’s (WHO) list of essential medicines. Some even have diagnostic laboratories for blood and urine analysis. The country currently operates a well-functioning, decentralized healthcare public service system comprising of 1700 health posts, 500 health centers, 42 district hospitals, and 5 national referral hospitals.

Rwandan health facilities can mostly provide basic medical services; the buildings often lack basic necessities such as running water and electricity. Often, medical facilities do not have sufficient personnel to run the center. In addition, more complicated treatment and diagnostic methods, such as MRI and CAT scans are not widely available. More serious illnesses such as cancer, strokes, and heart diseases might be hard to treat in the country. General surgery is available, but with the lack of physicians, the wait time can last from weeks to months.

Hospitals in Rwanda: There are four national referral hospitals in Rwanda: the Centre Hospitalier Universitaire de Kigali, Centre Hospitalier Universitaire de Butare, King Faisal Hospital, and the Rwanda Military Hospital. The most advanced of them is King Faisal Hospital, which, although a private facility, participates in the national health insurance system and therefore accepts patients referred to it by other hospitals and clinics. It is the most advanced hospital in Rwanda, equipped with a CT and MRI machine, two dialysis machines, and a wide range of surgical capabilities.

There is one cancer treatment center in the country, located at Butaro Hospital, which offers an almost full spectrum of cancer treatment, providing services such as screening, diagnosis, surgery, chemotherapy, palliative care, and a pathology laboratory, with those in need of radiology services being referred to Mulago Hospital in Uganda.

Patients, who are in a more urgent need for surgical treatment, may be transported to areas where there are teams of visiting doctors from other countries. In rare cases, the government may also pay to have patients transported to nearby countries with more advanced medical facilities and surgeons to receive treatment.

Does Rwanda have free healthcare? The poorest citizens of Rwanda are entitled to free health insurance while the wealthiest are paying premiums of USD $8 per adult per year. About 53 percent of funding for health expenditures comes from foreign aid, as the annual maximum premium of USD $8 for health insurance is insufficient to cover all the costs. Health facilities in this category are included in the public health insurance system, follow all public legislation, and standards are set out by the central government.

Rwanda private healthcare: Rwanda also has a private medical industry that has been steadily growing since 1994. Rwanda’s private health services sector comprises of 2 general hospitals, 1 eye hospital, 1 eye clinic, 50 clinics and polyclinics, 8 dental clinics, 4 eye clinics, and 134 dispensaries, with over 50 percent of which operate near or in the capital of Kigali.

Rwanda travel and health insurance advice: While Lesotho’s healthcare infrastructure and healthcare system are extensive, medical facilities are considered basic in comparison to western standards. Travelers and expatriates in Rwanda should purchase an international health insurance policy before arriving in Rwanda. Furthermore, it is highly recommended that travelers take out a policy that covers emergency evacuation and transportation costs. In the event that you are seriously injured, transportation costs to the nearest medical center of excellence outside of Rwanda can cost as much as USD $100,000.

Travelers visiting the country should get vaccinated against yellow fever, hepatitis A, hepatitis B, typhoid, rabies, tetanus-diphtheria, mumps, measles, rubella, and meningococcus. In addition, malaria is prevalent throughout Rwanda, so visitors need to carry anti-malarial medicine, sleep within bed nets, and use insect repellent. Always bring adequate supplies of personal prescription medicine and a doctor’s note for these prescriptions. It is also recommended that travelers bring diarrhea medicine, as diarrhea is a common ailment of travelers in this part of the world.

Furthermore, Rwanda has a Human Immunodeficiency Virus (HIV) infection rate of 3.1 percent. This is higher than the international average but lower than most Sub-Saharan countries. Nevertheless, travelers should be cautious when engaging in activities that can increase the risk of acquiring the infection.

UCB Africa can assist you with obtaining Rwanda health insurance, or travel insurance should you decide to travel to Rwanda. We offer professional advice at no cost to you. No matter what your budget is or what your requirements are, our professional consultants can help find a locally compliant policy that fits you, family or your group. Our policies can cover a wide range of services including dental, maternity, specialist consultation, transportation, inpatient services, and many more.

Please contact us today for a free consultation via:

WhatsApp: +250788852777

Call: +250788852777


About UCB

was launched to help people access different insurance services in Rwanda and the rest part of the world. UCB focuses on medical insurance, General Insurance and insurance related service delivery. For Medical Insurance, UCB collaborates with various insurance companies worldwide. These companies include VIP Universal Medical Insurance (VUMI) which IS international pioneer company and leader in the development and management of insurance solutions for individuals and professionals worldwide.


About VUMI

VUMI® understands how stressful it is to receive quality health care thousands of miles away from home.
VUMI® has partnered with Jackson Health System to offer the VUMI® International Patient Reception Center at Jackson Memorial Hospital in Miami, Florida, in the United States.
VUMI® formed this strategic alliance as part of the company’s VIP service commitment to insureds and their families, ensuring that they receive the highest quality of patient support every step of the way.


Medical Insurance

VIP Universal Medical Insurance Group (VUMI) is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and corporate clients worldwide- Europe – America- Africa- Asia& Pacific VUMI products are designed to give you unique benefits and extensive global coverage.
Most importantly, VUMI gives you peace of mind – you’ll be covered at all times – anywhere in the world.
Headquartered in Dallas, Texas, VUMI has additional offices around the world, employing more than 425 multinational professionals.
The company is privately owned and part of an international healthcare group with 35 years of industry experience.
In Rwanda, VIP Universal Medical Insurance Group (VUMI) partners with different medical institutions- Hospitals- Medical Clinics and pharmacies.

  • Individual Health care Plans
  • Groups Health Care Plans

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UCB Africa is a full service third party administrator ( TPA) providing flexible and fully integrated healthcare administration and management solutions to Insurance companies and Services across all Africa , Asia ,Oceania and Middle Est UCB Africa Provides network solutions, healthcare management and medical assistance for international clients in The Africa , Asia ,Oceania and Middle Est
Medical Management

UCB Africa will create custom solutions for all of your employees—not just the healthy individuals who need to stay that way, but those at risk who need to improve their health and those who need to effectively manage their chronic conditions.

Our Services Include

  • Population Management

    UCB medical Team intervenes in relating policyholders’ patients with medical doctors for help.

  • Medical Cost control

    UCB –Verification Team ensures that Policyholders get the right care, at the right time and right cost

  • Case Management

    UCB claims, and communication teams are set to deal with customers complaints, help, updates and claiming issues raised among parties (insureds, service providers and insurance company)

  • 24/7 Telehealth

    UCB customer relationships and information technology teams are the standby teams that support communication, electronical records and updates between patients and medical doctors, they stand 24/7 times for customers wellness.

Network Solutions

We are committed to providing the highest level of service to health plan providers and payers. Our team of experienced professionals create integrated, flexible and innovative solutions for health plan management and claims payment. Despite the size of our network, we maintain a local approach with our providers and continuously build upon our long-standing relationships with them. As a result of our close relationships with our professional healthcare partners, we are able to offer high quality care for our patients with significant discounts. Our team of managed care experts also direct contract and credential healthcare providers in customized network arrangements on behalf of our employer clients and their members.

The UCB Africa Mission and Work road

We care about you and your business. At Assured Benefits, we are focused on providing a customer driven and outcomes-based approach that simplifies benefit administration at the first time in the right way,. Through our cutting edge technology and experienced team of professionals, we offer you the highest level of services. UCB Africa saves your money through innovative solutions that rival or exceed those offered by major insurance carriers.


A customer portal is a personalized website created by UCB Africa offering customers a single point of access to its relevant company information and self-service options i.e. making claims, invoicing service, and insurance cards checking. Despite unlimited user free portal UCB has full control over the system for the purpose of securing data and maintaining the effective use of the website.

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Morgan Price International Healthcare Ltd has set up a separately regulated and fully authorised and compliant company to deal with its EU business from 1st January 2021.


Ever since the company was founded in 2003, Perlove Medical is a high-tech enterprise integrating the research, production, sales and service of medical imaging equipment.


IMG is an award-winning provider of global insurance benefits and assistance services. For more than 25 years, we have enabled our members to worry less and experience more by delivering the protection they need, backed by the support they deserve.

William Russell

Founded by Inez and James Cooper in 1992, William Russell has grown over the last 29 years from a family-run business to a leading provider of international health, life and income protection insurance.